Aaron and I need him to get a car.
We have saved some money, Aaron has been trying to get as many hours as he can. We opened an account together and then, Aaron applied for the loan.
We were denied.
Even though Aaron is working close to 40 hours a week, because he is at minimum wage, he doesnt make enough to qualify.
Oh and he doesnt have any credit. That I will say is our fault.
My mom, being the wonderful person she is, co-signed for us and after jumping through all the hoops we had been given to jump through we thought we had it. Until Wednesday, when we got that fateful call to once again tell us...
we are denied.
Turns out, the co-signer has to be related to the person seeking the loan. So for reasons I am not going to discuss on here, we are stuck with no loan and no car.
Maybe this wouldnt have been such a big deal if we hadnt found the perfect car. It was a 2009 Ford Focus SES (the high end model). It had the spoiler and the fog lights the changeable dash color lights. It was perfect, oh and did I mention it was ridiculously under priced with nothing wrong with it. *sigh*
So when do we become adults? Aaron is 23 working a close to full time job with benefits and yet we still need a co signer? Why do people think that at 23 we are not responsible to sit down and figure out what we can and cannot afford? Aaron and I would have never even attempted this without first sitting down and figuring out our expenses and how much a car loan would affect our lives. Not to mention the expenses of regular maintenance along with an emergency fund. Ugh...I want to grow up and I want the real world to let me.......
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